First of all thank your husband for serving our country.I give you tons of credit for doing this now. It would be a great gift for your husband when he gets back to be out of debt. I have read quite a few plans on how to get out of debt, and the one that makes the most sense to me is from Dave Ramsey.
He has a web site and a radio show. (He sometimes puts a christian slant on things. Not my cup O’ tea but that is besides the point.)I have been following his advice and I can’t tell you how much it has changed my financial life. He archives all his shows on his website. You can listen to any show any time for free without even becoming a member.
In 4 months I have reduced my debt by $8000.00.( 2 thousand a month I didn’t even know i could come up with) You need to have a written budget and sacrifice but it is soo worth it.
Check out the links below and listen.