I have read all of Dave Ramsey’s book and listen to the radio show. I think he is good I also like Suze. I can say that I have cut back to much on stuff I even suprise myself on how well I am doing. I don’t drive much because gas here in Hawaii is expensive. I carpool with my neighbor to get the kids to school.
I don’t shop i stay away from the exchange and the mall ( that is hard to do being a woman)! We have completely stopped eating out which is another hard one for me to do. I even made up a ton of frozen dinner type things so that when I dont’ feel like cooking we are still eating good. I think I am on the right track.